Cost of Living in Delran, NJ
What does it really cost to live in Delran, New Jersey? This guide breaks down housing, utilities, groceries, transportation, healthcare, and taxes so you can plan your budget with confidence.
How Affordable Is Delran?
Delran's cost of living is about 11% higher than the national average. That sounds like a lot until you compare it to the rest of New Jersey, where the average is roughly 20% above the national baseline. In other words, Delran is a relative bargain for New Jersey, especially for buyers coming from places like Cherry Hill, Moorestown, or Mount Laurel.
The biggest factor is housing. The median home value in Delran is around $262,000, which is about 34% below the New Jersey state average of $399,000. That gap is the main reason families choose Delran over nearby towns where similar homes can cost $100,000 to $200,000 more.
This guide covers every major expense category so you can see where your money would go and how Delran fits into your financial picture. For a broader overview of life in Delran, read the complete guide to living in Delran.
Cost of Living Breakdown
How Delran compares to the national average (national baseline = 100) across every major expense category.
Housing
The biggest factor in Delran cost of living. Median home value ~$262K, well below the NJ state median of $399K.
Utilities
PSE&G provides electricity and gas. Typical monthly costs: electric ~$156, gas ~$75, water ~$52.
Groceries
Grocery costs are slightly above national average. ShopRite, Acme, and Walmart in nearby towns.
Transportation
Gas prices, tolls on river bridges, and NJ auto insurance rates (among highest in the nation) add up.
Healthcare
Slightly below national average. Virtua Willingboro Hospital and Patient First in Delran serve the area.
Taxes
NJ property tax rate ~3.89%, state income tax 1.4%-10.75%, sales tax 6.625%. The biggest cost driver.
Housing Costs in Delran
Housing is the most important cost factor for most people considering a move to Delran. And it is the area where Delran shines brightest compared to the rest of New Jersey.
Median Home Value: Approximately $262,000. This is about 34% lower than the New Jersey state average of $399,000. It is also significantly lower than nearby towns like Moorestown (median ~$500K+) and Cherry Hill (median ~$375K).
Median Rent: Average monthly rent in Delran ranges from approximately $1,735 to $2,043 depending on the size and location of the unit. This is about 11% above the national average rent but competitive for Burlington County.
Housing Stock: Delran offers a diverse mix of housing options. Historic homes in Bridgeboro, mid-century ranches and split-levels in Tenby Chase and Cambridge, townhomes, and newer construction in Chester Woods, Foxtail Creek, and Congressional Court. There is truly something for every budget.
For a detailed look at where to buy, explore the Delran neighborhoods guide.
Delran Real Estate MarketHousing Price Comparison
Property Taxes in Delran
Property taxes are the most significant ongoing cost for homeowners in Delran, as in most of New Jersey.
New Jersey has the highest property tax rates in the nation, and Delran is no exception. The effective property tax rate in Delran is approximately 3.89%, compared to the national median of 1.02%. However, because home values in Delran are lower than the state average, the actual tax bill can be manageable.
Delran Rate
3.89%
Effective rate
NJ Average
2.47%
Statewide
National Average
1.02%
US median
Estimated Annual Property Tax on a $262K Home
~$10,200
~$850 per month
Actual tax amounts vary by property assessment, neighborhood, and any applicable exemptions. Senior citizens, veterans, and people with disabilities may qualify for property tax relief programs. For detailed information, visit the Delran property tax guide.
Utility Costs
Utility costs in Delran are slightly above the national average, in line with the rest of New Jersey.
Electricity and gas are provided by PSE&G. Water is provided by New Jersey American Water. Trash and recycling are managed by the township through Republic Services.
Transportation Costs
Transportation is a significant expense for most Delran residents, as the town is car-dependent for most errands and commutes.
New Jersey has some of the highest auto insurance rates in the country. Bridge tolls for the Betsy Ross, Walt Whitman, and Ben Franklin bridges add up for regular Philadelphia commuters. For commuting details, see the Delran commute guide.
Sample Monthly Budgets
Estimated monthly expenses for a household in Delran at different spending levels.
| Expense | Budget | Moderate | Premium |
|---|---|---|---|
| Mortgage or Rent | $1,400 | $1,850 | $2,400 |
| Utilities (elec, gas, water, trash) | $250 | $350 | $450 |
| Groceries | $400 | $550 | $700 |
| Transportation (gas, insurance, tolls) | $300 | $450 | $600 |
| Healthcare | $200 | $350 | $500 |
| Property Taxes (monthly portion) | $500 | $700 | $900 |
| Miscellaneous (dining, shopping, etc.) | $300 | $500 | $750 |
| Total Monthly | $3,350 | $4,750 | $6,300 |
A Note on Budgeting
These are estimates based on typical Delran households. Your actual costs will depend on your specific home, lifestyle, family size, and spending habits. The budget range assumes a modest home or apartment, the moderate range covers a typical single-family home, and the premium range assumes a newer or larger home with higher associated costs.
Groceries and Dining
Grocery costs in Delran are slightly above the national average but comparable to the rest of Burlington County. The Route 130 corridor offers several options for everyday shopping.
Grocery Stores: ShopRite in Cinnaminson and Willingboro, Acme in Moorestown, and Walmart in Mount Laurel are all within a 10-minute drive. A weekly grocery bill for a family of four typically ranges from $150 to $250.
Farmers Market: The Four Seasons Farmers Market in Delran offers fresh local produce, artisan goods, and prepared foods. Open seasonally on weekends.
Dining Out: Delran has a surprising range of dining options for a town of its size, from classic diners to Korean BBQ and Vietnamese cuisine. A typical dinner for two at a mid-range restaurant runs $40 to $70. For more details, see the things to do in Delran guide.
Healthcare Costs
Healthcare costs in Delran are slightly below the national average, which is a pleasant surprise for New Jersey. The area is well-served by hospitals and urgent care centers.
Hospitals: Virtua Willingboro Hospital is about 5 miles from Delran. Jefferson Torresdale Hospital in Philadelphia and Lower Bucks Hospital in Bristol, PA are both within 10-12 miles.
Urgent Care: Patient First is located right on Route 130 in Delran, open daily from 8 AM to 8 PM. Cooper Urgent Care is in nearby Cinnaminson.
Insurance: Health insurance premiums in New Jersey are regulated through the state marketplace (Get Covered NJ). Employer-sponsored plans are common, and costs vary widely based on your employer and plan choice.
New Jersey Tax Overview
New Jersey has a progressive income tax ranging from 1.4% to 10.75% depending on your income bracket. The state sales tax is 6.625% with no local add-on in Delran. Property taxes are the biggest bite, but the state offers several relief programs including the ANCHOR property tax rebate for eligible homeowners and renters, Senior Freeze, and veterans' deductions.
Tips to Save Money in Delran
Practical ways to make your budget go further in Delran.
Use Public Transit
Parking at the Cinnaminson River Line station is free. A monthly River Line pass is about $95, which can save you hundreds compared to driving and parking in Philadelphia every day.
Apply for Tax Relief
Check if you qualify for the ANCHOR property tax rebate, Senior Freeze program, or veterans' and senior deductions. These can save thousands each year.
Shop Local
The Four Seasons Farmers Market and local businesses like L & M Bakery offer quality products without the premium of big-box stores. Plus, you support your neighbors.
Want a Personalized Cost Estimate?
Bob Millaway has helped over 600 families in Burlington County find homes that fit their budget. He can help you run the numbers for your specific situation and find the right home in Delran at the right price.