Cost of Living in Delran, NJ: What You Need to Know in 2026

If you are researching the cost of living in Delran, NJ, you want real numbers, not vague ideas. This guide delivers exactly that. I have broken down every major expense category using 2026 data from Bright MLS, Burlington County tax records, and regional cost surveys. By the end, you will know exactly what it costs to live in this Burlington County community and how it compares to the alternatives. For a broader picture of what makes the town work as a home, our Living in Delran guide weaves these numbers into everyday life.

1. Delran Cost of Living Overview

According to ERI's cost of living index, Delran is approximately 11% above the national average. That figure only tells part of the story, though. The New Jersey state average is roughly 20% above the national baseline, which means Delran is actually a relative bargain by New Jersey standards. The gap comes largely from housing, where Delran's median prices are significantly below the state average.

Here is how Delran stacks up across the major cost categories, with 100 representing the national average:

The standout number is taxes, which are 35% above the national average. This is the single most important cost factor to understand before moving to Delran, or anywhere in New Jersey. The rest of the categories are within a few percentage points of the national norm. For a full comparison across all categories, visit our complete Delran cost of living guide.

2. Delran Home Prices in 2026

Housing is the largest expense for most households, and it is also the area where Delran delivers the most value. According to Q2-2026 Bright MLS data (ZIP 08075), the median sale price in Delran is $366,500. That is roughly 34% below the New Jersey state median of $399,000 and a fraction of the cost of nearby premium towns.

For context, here is what that median buys you. A typical single-family home at $366,500 is a 3-bedroom, 1.5- to 2-bath property in a neighborhood like Tenby Chase or Cambridge, usually 1,200 to 1,800 square feet on a quarter-acre lot. Many of these homes have been updated with modern kitchens and bathrooms. At the higher end, $400,000 to $500,000 gets you into Chester Woods or Foxtail Creek with 4 bedrooms and 2,500 square feet.

Entry-level buyers can still find condos and townhouses from $250,000 to $300,000. The Delran home prices guide has a full neighborhood-by-neighborhood breakdown with current data.

3. Property Taxes in Delran

This is the most important line item in any New Jersey cost of living discussion. New Jersey has the highest effective property tax rate in the country, and Burlington County is no exception. Delran's effective property tax rate is approximately 3.89%, compared to the national median of 1.02%.

On a home at the median price of $366,500, that works out to an annual tax bill in the range of $7,000 to $9,000, or roughly $600 to $750 per month. This is the single largest ongoing cost of homeownership in Delran after the mortgage itself.

To put that in perspective, a comparable home in Moorestown would carry an annual tax bill of approximately $10,000 to $13,000 due to the higher home value, even though Moorestown's effective rate (about 2.75%) is lower. In Mount Laurel, the tax rate (about 3.04%) is lower than Delran's, but the higher home values still result in substantial bills.

The municipal portion of Delran's tax rate has held steady at $0.79 per $100 of assessed value for six consecutive years as of 2025. School and county taxes make up the remainder of the total rate. New Jersey offers several relief programs, including the ANCHOR property tax rebate (available to eligible homeowners and renters), the Senior Freeze program, and veterans' deductions. For a deeper look, see our Delran property tax guide.

4. Utility Costs in Delran

PSE&G provides both electricity and natural gas to Delran. The typical monthly electric bill for a single-family home is approximately $156, while natural gas runs about $75 per month averaged across the year (higher in winter, much lower in summer). Water and sewer from New Jersey American Water add roughly $52 per month. Internet and cable typically run $80 to $100 depending on the provider and package.

All told, the average Delran household spends $375 to $600 per month on combined utilities. This is slightly above the national average of about $375 but in line with the rest of Burlington County. Costs vary significantly by home size: a 1,200-square-foot ranch will cost less to heat and cool than a 2,800-square-foot colonial in Chester Woods.

For energy-saving tips tailored to Delran homes, check out our energy efficiency guide.

5. Transportation Costs

Delran is located just 15 miles from Center City Philadelphia, which makes the commute one of the town's biggest selling points. The drive typically takes 20 to 30 minutes off-peak and 30 to 45 minutes during rush hour via I-295, the Betsy Ross Bridge, or Route 130. That short commute saves you real money compared to suburbs farther out.

Monthly transportation costs typically break down like this:

New Jersey has some of the highest auto insurance rates in the nation. The average annual premium for full coverage in New Jersey is approximately $2,736 to $3,317 ($228 to $276 per month), and Delran rates generally fall within that range. Bridge tolls add up for Philadelphia commuters: the Betsy Ross Bridge toll is $5.00 each way for E-ZPass users, or $200 per month for a daily round trip.

Public transit offers a cost-effective alternative. NJ Transit Bus Route 409 runs direct from Delran to Center City Philadelphia in about 37 minutes, with a monthly pass around $95. The River Line light rail in nearby Cinnaminson connects to the PATCO Speedline for rail access to Philadelphia. For more details, visit our commute guide.

6. Grocery and Food Costs

Grocery costs in Delran are about 5 to 8% above the national average, according to regional cost data. For a single adult, typical monthly grocery spending runs $300 to $434. A family of four can expect $1,000 to $1,400 per month depending on dietary preferences and shopping habits.

The main grocery options near Delran include ShopRite in Cinnaminson and Willingboro (about 5 to 7 minutes away), Acme in Moorestown (about 10 minutes), and Walmart in Mount Laurel (about 12 minutes). The Four Seasons Farmers Market on Route 130 offers fresh produce and artisan goods seasonally. There are also several Aldi and ethnic grocery stores within a 15-minute drive.

Dining out in Delran is reasonably priced. A meal for two at a mid-range restaurant on the Route 130 corridor typically runs $40 to $70. The local restaurant scene includes standbys like the Route 130 Diner, L & M Bakery, Milanese Pizza, and Bella Pizza Cafe.

7. Insurance Costs

Beyond auto insurance, homeowners insurance in New Jersey averages approximately $1,200 to $1,800 per year for a typical single-family home at Delran's price point. This is slightly above the national average due to New Jersey's weather risks (winter storms, coastal weather patterns) and higher replacement costs.

Health insurance costs depend heavily on your employer, plan choice, and family size, but New Jersey's state marketplace (Get Covered NJ) provides regulated options. Premiums in New Jersey are roughly in line with the regional average, and healthcare services in the area are slightly below the national average in cost.

For an overall look at how these costs fit into a monthly budget, visit our comprehensive cost of living guide.

8. Cost of Living Comparison: Cinnaminson, Moorestown, Mount Laurel

How does Delran stack up against the three most common alternatives for Burlington County homebuyers? Here is a direct comparison.

Cinnaminson is Delran's closest competitor. The two towns share similar demographics, school quality, and commute times. Cinnaminson homes cost about 2 to 8% more at the median. The choice between them often comes down to specific neighborhoods and personal preference rather than a major cost difference.

Moorestown is the premium option. You get a historic downtown, some of the best schools in the state, and an established reputation. But you pay a 58 to 64% premium on home prices, and annual property tax bills are $3,000 to $5,000 higher. For buyers who can afford it, Moorestown is a legitimate upgrade. But the gap is substantial.

Mount Laurel offers moderately competitive pricing, sometimes slightly below Delran at the entry level. Mount Laurel has more modern housing stock and a stronger commercial base (with the Moorestown Mall and several business parks nearby). The trade-off is a less established community feel and a more spread-out layout. For the full neighborhood comparison, see our best neighborhoods guide.

9. What Household Income You Need to Live in Delran

Based on typical monthly expenses at the moderate budget level, a household in Delran needs an estimated annual income of $75,000 to $100,000 to live comfortably. This covers a typical mortgage or rent, utilities, groceries, transportation, healthcare, and taxes. The median household income in Delran is approximately $82,000, which aligns well with these cost estimates. Our cost of living guide includes sample monthly budgets at three different spending levels: budget ($3,350/month), moderate ($4,750/month), and premium ($6,300/month).

The Bottom Line on Cost of Living in Delran

Delran offers one of the best value propositions in Burlington County. The median home price of $366,500 is significantly lower than neighbors like Moorestown ($590K) and Cherry Hill ($450K), while the commute to Philadelphia (20-40 minutes), school quality, and community safety remain excellent. The trade-off is New Jersey's high property taxes (3.89% effective rate) and a car-dependent lifestyle.

For buyers who want Burlington County quality of life without paying top dollar, Delran delivers real, measurable value. The numbers are clear: you get more house for your money here than in almost any comparable suburban community within 15 miles of Center City Philadelphia.

If you are considering a move to Delran and want help running the numbers for your specific situation or touring homes in your price range, I would be glad to help. With over 728 homes sold and 20+ years in the Burlington County market, I know exactly what different budgets can deliver in every Delran neighborhood.